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A Loan for Not Owning a Home; Buying 8.5 Meters of House with a 960 Million Toman Housing Loan

Feb 5, 2026 February 5, 2026 2 min read 📰 VOA Persian
📋 Key Takeaway

The Tasnim news agency reported that a 960 million toman housing loan allows for the purchase of only 8.5 square meters of housing, highlighting the severe housing crisis in Iran. Despite government claims of ongoing construction, experts doubt the validity of these statements as the housing market stagnates. This situation underscores the growing affordability crisis for many Iranians.

🔍 Quick Context Guide
💡 Bottom Line: The severe housing crisis in Iran highlights the disconnect between government promises and economic realities, affecting many citizens' quality of life.

👥 Key Players

Ebrahim Raisi MENTIONED
President of Iran
"As the current president, Raisi's policies and promises regarding housing directly impact the Iranian economy and public welfare."
Tasnim News Agency MENTIONED
Iranian news agency affiliated with security institutions
"Tasnim's reporting reflects the government's stance and is influential in shaping public perception on critical issues like housing."
Iranian Parliament Research Center MENTIONED
Government research body
"Their reports provide insights into the economic conditions affecting housing and the general welfare of citizens."

📰 What Happened

A report highlighted that a 960 million toman housing loan only allows for the purchase of 8.5 square meters of housing, indicating a severe housing crisis in Iran. Despite government claims of ongoing construction, experts express skepticism about the actual progress in the housing market.

  • Average housing prices have risen above 80 million tomans.
  • Housing transaction volumes have decreased by over 70% compared to the early 2010s.

💡 Why It Matters

🇮🇷 For Iran: The housing crisis exacerbates economic inequality, affecting the ability of lower-income citizens to secure adequate housing.
🌍 Regional: A destabilized Iranian economy could have ripple effects on regional stability and economic relations.
🌐 International: International observers may view Iran's housing crisis as indicative of broader economic mismanagement, impacting diplomatic relations.

📚 Background

Iran has been facing a housing affordability crisis, with rising prices outpacing wage growth, leading to increased public discontent. The government's claims of new housing developments are met with skepticism by experts.

Economic inequality in Iran Housing market trends in Iran
📡 Source: STATE MEDIA
📊 Confidence: 70%
While Tasnim is a state-affiliated agency, its reports may reflect government narratives, so readers should consider potential biases in its coverage.

The Tasnim news agency, affiliated with security institutions in Iran, reported that the nearly one billion toman housing loan has had no impact on people's ability to own homes. According to this news agency, the average price of housing has risen above 80 million tomans, and with a 960 million toman housing loan, considering the costs of the loan, one can only purchase 8.5 square meters of housing. On the other hand, Iranian media have reported the continuation of stagnation in the housing market and concerns among builders about the ongoing recession, with sales statistics in the capital indicating only 3,000 transactions in a month. The newspaper Donya-e-Eqtesad reported on January 7 that the volume of transactions has decreased by more than 70% compared to the first half of the 2010s, before the price surge began. The Research Center of the Parliament also reported this summer that up to now, income deciles one to three are 'absolutely' unable to secure the housing they need, while the fourth and fifth deciles and even part of the sixth decile are 'relatively' unable to do so. Ebrahim Raisi promised during the election campaign to build one million housing units annually, which he has emphasized in recent years. Officials of the Islamic Republic have claimed in recent months that nearly two million housing units are under construction, but experts refute these claims based on the statistics of permits issued for housing construction. In the latest decision, the Tehran municipality announced that reserve lands in some areas will be allocated to the Chinese for construction. The slogan 'Death to the Mafia' was chanted at the gathering of registrants for 'National Housing' in Tehran. The housing rental crisis in Tehran continues; the hot market for single rooms, with 10 square meters renting for 3 million tomans with a deposit. A newspaper report indicates that the municipality is asleep regarding the capital; Tehran is becoming Chinese. Criticism of 'regional wages' continues; a union activist states that the government is trying to reduce workers' purchasing power. Over 15 years, wages have increased 20 times, but housing prices have increased 45 times.

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Translated from the original and edited for English readers. View original source →

Translation confidence: 85%

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